The full loan cost of one dealer product
Convert a dealer product’s cash price into financed payment and total cost.
Bring the product contract and financing terms
- The add-on's separate cash price
- Actual loan APR and term
- Coverage, exclusions and cancellation contract
- Refund method if the loan ends or product is cancelled
Isolate the add-on from the vehicle price
Enter the product price alone.
Use the actual loan APR and term.
Compare separate purchase or declining the product.
Separate financing cost from product value
The tool isolates the add-on’s incremental payment and scheduled interest.
Dealer Add-Ons: How to Price the Real Cost covers the controlling document terms and questions outside this result.
Convert a monthly sales pitch into total repayment
A dealer product is quoted only as a monthly amount
Enter the product's full cash price with the actual loan rate and term. Use the incremental payment and total scheduled interest to compare buying it, paying separately or declining it. Evaluate coverage and refunds on the product contract because a low monthly increment does not establish value.
Coverage and refund questions outside the formula
- Cancellation refunds
- Different product financing terms
- Coverage value